The Axis Bank SELECT Credit Card fees are listed in the table below.
Charges |
Select Credit Card
|
Standard Joining Fee |
Rs 3000 (NIL for Burgundy)
|
Standard Annual Fee (2nd year onwards) |
Rs 3000 (NIL for Burgundy)
|
Standard Add-on Card Joining Fee |
NIL
|
Standard Add-on Card Annual Fee |
NIL
|
Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
Cash Withdrawal Fees |
2.5% (Min. Rs 250) of the Cash Amount |
Fee for Cash Payment |
INR 100/- |
Card Replacement (lost or stolen or re-issue) |
Waived |
Duplicate Statement Fee |
Waived |
Overdue Penalty or Late Payment Fee |
Rs. 300 if Total Payment Due is up to Rs. 2000 |
Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 |
Rs. 600 if Total Payment Due is Rs. 5001 or more |
Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Outstation Cheque Fee |
Waived |
Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds |
Rs 300 |
Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
Foreign Currency Transaction Fee |
3.50% of the transaction value |
Mobile Alerts for Transactions |
Waived |
Hotlisting Charges |
Waived |
Balance Enquiry Charges |
Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
Please note: Axis Bank Select Credit card is complimentary exclusively for Burgundy Customers. In the event of discontinuation of Burgundy status, an annual fee of Rs. 3000 + G.S.T will be applicable.