Charges |
Vistara Card |
Vistara Signature |
Vistara Infinite |
Standard Joining Fee |
Rs. 1,500 |
Rs. 3,000 |
Rs. 10,000 |
Standard Annual Fee (2nd year onwards) |
Rs. 1,500 |
Rs. 3,000 |
Rs. 10,000 |
Standard Add-on Card Joining Fee |
Nil |
Nil |
Nil |
Standard Add-on Card Annual Fee |
Nil |
Nil |
Nil |
Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) 2.95% per month (41.75% per annum) |
Cash Withdrawal Fees |
2.5% (Min. INR 250) of the Cash Amount |
2.5% (Min. INR 250) of the Cash Amount |
2.5% (Min. INR 250) of the Cash Amount |
Fee for Cash Payment |
INR 100/- |
INR 100/- |
INR 100/- |
Card Replacement (lost or stolen or re-issue) |
Waived |
Waived |
Waived |
Duplicate Statement Fee |
Waived |
Waived |
Waived |
Overdue Penalty or Late Payment Fee |
Late Payment Fee Nil if Total Payment Due is up to Rs. 100 |
Late Payment Fee Nil if Total Payment Due is up to Rs. 100 |
Late Payment Fee Nil if Total Payment Due is up to Rs.100 |
Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300 |
Rs. 100 if Total Payment Due is between Rs. 101 - Rs. 300 |
Rs. 100 if Total Payment Due is between INR 101 - Rs. 300 |
Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000 |
Rs. 300 if Total Payment Due is between Rs. 301 - Rs. 1000 |
Rs 300 if Total Payment Due is between Rs.301 - Rs. 1000 |
Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000 |
Rs. 500 if Total Payment Due is between Rs. 1001 - Rs. 5000 |
Rs.500 if Total Payment Due is between Rs.1001 - Rs. 5000 |
Rs.600 if Total Payment Due is between Rs.5001 - Rs.20000 |
Rs.600 if Total Payment Due is between Rs.5001 - Rs.20000 |
Rs.600 if Total Payment Due is between Rs.5001 - Rs. 20000 |
Rs.700 if Total Payment Due is Rs.20001 and above |
Rs.700 if Total Payment Due is Rs.20001 and above |
Rs.700 if Total Payment Due is Rs.20001 and above |
Over Limit Penalty |
3% of the overlimit amount (Min. Rs. 500) |
3% of the overlimit amount (Min. Rs. 500) |
3% of the overlimit amount (Min. Rs. 500) 3% of the overlimit amount (Min. Rs.500) |
Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Waived |
Outstation Cheque Fee |
Waived |
Waived |
Waived |
Cheque return or dishonour Fee or Auto-debit ReveINRal |
Rs.300 |
Rs.300 |
Rs.300 |
Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
As prescribed by IRCTC/Indian Railways |
Fuel Transaction Surcharge |
N.A |
N.A |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs.4000) |
Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
3.50% of the transaction value |
Mobile Alerts for Transactions |
Waived |
Waived |
Waived |
Hotlisting Charges |
Waived |
Waived |
Waived |
Balance Enquiry Charges |
Waived |
Waived |
Waived |