Fees and charges for Insta Easy Credit Card are waived for purposes like card replacement. The Insta Easy Credit Card fees is applicable for overdue penalty or on-cash payment, withdrawal, etc. and is as per the terms and conditions for the same. You can find the detailed fee structure, here.
| Description |
Charges |
| Standard Joining Fee |
Nil
|
| Standard Annual Fee |
Nil
|
| Standard Add-on Card Joining Fee |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
| Finance Charges (Retail Purchases & Cash) |
2.50% per month (34.49% per annum) |
| Cash Withdrawal Fees |
2.5% (minimum Rs. 250) of the Cash Amount |
| Fee for Cash Payment |
Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
- Nil if Total Payment due is up to Rs. 100
- Rs. 100 if Total Payment due is between Rs. 101 - Rs. 300
- Rs. 300 if Total Payment due is between Rs. 301 - Rs. 1000
- Rs. 500 if Total Payment due is between Rs. 1001 - Rs. 5000
- Rs. 600 if Total Payment due is between Rs. 5001 - Rs. 20000
- Rs. 700 if Total Payment due is Rs. 20001 and above
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs 500) |
| Charge-slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonour Fee or Autodebit Reversal Bank A/c out of Funds |
Rs. 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
Charges Structure is subject to change from time to time at sole discretion of Axis Bank.
As per Ministry of Finance guidelines, GST as per existing Government norms is being levied on all fees, interests & other charges on all credit cards. No refund shall be provided for GST charged on Fuel Transaction Surcharge.
