Charges |
Axis Bank Miles and More Select Credit Card |
Axis Bank Miles and More World Credit Card |
Standard Joining Fee |
10,000 |
3,500 |
Standard Annual Fee |
4,500 |
3,500 |
Standard Add-on Card Joining Fee |
Nil |
Nil |
Standard Add-on Card Annual Fee |
Nil |
Nil |
Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
2.95% per month (41.75% per annum) |
Cash Withdrawal Fees |
2.5% (Min. Rs. 250) of the Cash Amount |
2.5% (Min. Rs. 250) of the Cash Amount |
Fee for Cash Payment |
Rs. 100/- |
Rs. 100/- |
Card Replacement (lost or stolen or re-issue) |
Waived |
Waived |
Duplicate Statement Fee |
Waived |
Waived |
Overdue Penalty or Late Payment Fee |
Rs. 300 if Total Payment Due is up to Rs. 2000 |
Rs. 300 if Total Payment Due is up to Rs. 2000 |
Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 |
Rs. 400 if Total Payment Due is between Rs. 2001 - Rs. 5000 |
Rs. 600 if Total Payment Due is Rs. 5001 or more |
Rs. 600 if Total Payment Due is Rs. 5001 or more |
Over Limit Penalty |
3% of the overlimit amount (Min. Rs. 500) |
3% of the overlimit amount (Min. Rs. 500) |
Chargeslip Retrieval Fee or Copy Request Fee |
Waived |
Waived |
Outstation Cheque Fee |
Waived |
Waived |
Cheque return or dishonour Fee or Auto-debit Reversal |
Rs. 300 |
Rs. 300 |
Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC / Indian Railways |
As prescribed by IRCTC / Indian Railways |
Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
Foreign Currency Transaction Fee |
3.50% of the transaction value |
3.50% of the transaction value |
Mobile Alerts for Transactions |
Waived |
Waived |
Hotlisting Charges |
Waived |
Waived |
Balance Enquiry Charges |
Waived |
Waived |