In Privilege Credit Card fees, overdue penalty, fee on cash payment, etc. are applicable as per terms and conditions. However, fees and charges for Privilege Credit Card are waived for services like mobile alerts. The detailed fee structure is provided below.
| Privilege Credit Card |
Charges |
| Standard Joining Fee |
Rs. 1500 (Nil for Priority Customers only)
|
| Standard Annual Fee (2nd year onwards) |
Rs. 1500
|
| Standard Add-on Card Joining Fee |
Nil |
| Standard Add-on Card Annual Fee |
Nil |
| Finance Charges (Retail Purchases & Cash) |
2.95% per month (41.75% per annum) |
| Cash Withdrawal Fees |
2.5% (Min. Rs. 250) of the Cash Amount |
| Fee for Cash Payment |
Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
- Rs. 300 if Total Payment Due is up to Rs. 2,000
- Rs. 400 if Total Payment Due is between Rs. 2,001 - Rs. 5,000
- Rs. 600 if Total Payment Due is Rs. 5,001 or more
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds |
Rs. 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways
|
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Waived |
| Balance Enquiry Charges |
Waived |
GST, as notified by the Government of India, is applicable on all fees, interest & other charges, and is subject to change as per relevant regulations of the Government of India.
