| Description |
Charges |
| Standard Joining Fee |
- Rs. 250 (Waived on spends of Rs. 2,500 within 45 days of card setup) for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011
|
| Standard Annual Fee |
Rs.100 (from 2nd year onwards. Waived on spends of Rs. 50,000 in the preceding year), for cards setup on or after February 07, 2011
Nil, for cards setup before February 07, 2011
|
| Standard Add-on Card Joining Fee |
Rs. 100 for cards setup before February 07, 2011
Nil, for cards setup on or after February 07, 2011 |
|---|
| Standard Add-on Card Annual Fee |
Nil |
| Finance Charges (Retail Purchases & Cash) |
Titanium: 3.25% per month (46.78% per annum)
Gold: 2.95% per month (41.75% per annum) |
| Fee for Cash Payment |
Rs. 100/- |
| Card Replacement (lost or stolen or re-issue) |
Waived |
| Emergency Card Replacement Fee when overseas (through VISA) |
As per VISA Global Customer Assistance Services (GCAS). |
| Duplicate Statement Fee |
Waived |
| Overdue Penalty or Late Payment Fee |
- ● Nil if Total Payment Due is upto Rs. 100
- ● Rs. 100, if Total Payment Due is between Rs. 101 - Rs. 300
- ● Rs. 300, if Total Payment Due is between Rs. 301 - Rs. 1000
- ● Rs. 500, if Total Payment Due is between Rs. 1001 - Rs. 5000
- ● Rs. 600, if Total Payment Due is between Rs. 5001 - Rs. 20000
- ● Rs. 700, if Total Payment Due is Rs. 20001 and above
|
| Over Limit Penalty |
3% of the overlimit amount (Min. Rs. 500) |
| Charge Slip Retrieval Fee or Copy Request Fee |
Waived |
| Outstation Cheque Fee |
Waived |
| Cheque return or dishonour Fee or Auto-debit Reversal Bank A/c out of Funds |
Rs. 300 |
| Surcharge on purchase or cancellation of Railway Tickets |
As prescribed by IRCTC/Indian Railways |
| Fuel Transaction Surcharge |
1% of transaction amount (Refunded for fuel transactions between Rs. 400 and Rs. 4000) |
| Foreign Currency Transaction Fee |
3.50% of the transaction value |
| Mobile Alerts for Transactions |
Waived |
| Hotlisting Charges |
Nil |
| Balance Enquiry Charges |
Waived |
