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Fixed Deposits Open FD

Domestic Fixed Deposits

  • Domestic General

    (1Yr 25 days   < 13Mts)

  • 6.50%

    Less than 2Cr

  • 6.50%

    2Cr to Less than 5Cr

  • Domestic General

    (2Yr < 30Mts)

  • 6.70%

    Less than 2Cr

  • 6.70%

    2Cr to Less than 5Cr

  • Domestic Sr. Citizen

    (1Yr 25 days   < 13Mts)

  • 7.15%

    Less than 2Cr

  • 7.15%

    2Cr to Less than 5Cr

  • Domestic Sr. Citizen

    (2Yr < 30Mts)

  • 7.35%

    Less than 2Cr

  • 7.35%

    2Cr to Less than 5Cr

  • NRE

    (1Yr 25 days   < 13Mts)

  • 6.50%

    Less than 2Cr

  • 6.50%

    2Cr to Less than 5Cr

  • NRE

    (2Yr < 30Mts)

  • 6.70%

    Less than 2Cr

  • 6.70%

    2Cr to Less than 5Cr

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Loans

  • MCLR

    • Tenor

    • MCLR %

    • Overnight
    • 7.90%
    • One month
    • 7.90%
    • Three month
    • 8.10%
    • Six month
    • 8.20%
    • One year
    • 8.25%
    • Two year
    • 8.35%
    • Three year
    • 8.40%Know More

  • Savings Account

    3.5% - 6%Know More

    Foreign Currency Exchange Rate

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    Axis PayGO Wallet FAQs

    Axis PayGO FAQs cover almost every possible doubt that you may have regarding Axis PayGO. FAQs for Axis PayGO Wallet answers questions related to its usage, benefits, costs and charges, loading, checking balance, lock/ unlock, applicability, customer care etc. Customer Care details are further given for additional queries.

    Customer Care:
    Tel: 9972022223 (Working hours : 10 am to 7 pm Monday to Saturday)
    Email: mowa.support@ikaaz.com

    FAQs

    What is Axis PayGO?
    Axis PayGO is a cashless wallet payment solution for our customers who are a part of selected Corporates/Gated Communities This is ideal for making small value daily payments using your ID Card.
    How does Axis PayGO work?
    Axis PayGO works on near-field communications (NFC) technology that enables payments by tapping your ID card on the merchant device. It is a faster and simpler way to make payments.
    Do we have to purchase a new card to avail this service?
    No. Since the corporate ID Cards provided are usually enabled with the NFC feature, this solution uses the same card to facilitate payments.
    What are the benefits of using Axis PayGO?
    • Convenient : Pay the exact value, avoid long queues and carrying cash
    • Track your spending: Keep a track of your wallet spending/balance through SMS or through mini statements available online
    • Easy to use : Recharge/lock/Unlock your card online or through SMS
    • Secure: Due to near field communication (NFC) technology, your card never leaves your hand. Just tap to make the payment.
    Who can avail Axis PayGO facility?
    Existing Infosys employees with a valid employee ID card and an Axis Bank Salary Account are eligible for this facility.
    Are there any Hidden/Transaction costs?
    No. There are NO hidden/transaction costs involved. This service is extended free of cost to the account holders.
    Is there any charge for registration?
    No. There is no charge for registration.
    How can I register for Axis PayGO?
    There are two ways to register for Axis PayGO once you are on the axis bank website:
    • Register using Internet Banking details
    • Register using Debit Card details
    Once you put your credentials, you will receive an OTP on your registered mobile no. to validate your registration request. On successful validation, you get registered for Axis PayGO and can start making payments using your ID card.
    How can I load my Axis PayGO wallet?

    There are two ways in which you can load money in your Axis PayGO wallet:

    • Login in to Axis Bank website and load money online. Please enter your Internet Banking credentials or Debit Card credentials, OTP and your wallet is loaded.
    • SMS “PAYGO” to 9717000002
    How can I check my balance?

    There are two ways in which you can check balance in your Axis PayGO wallet:

    • SMS “PAYGO” to 9717000002
    • Login in to the Axis Bank website and view your wallet balance online. Enter your IB or Debit Card credentials, OTP and you can view your wallet balance.
    How can I check my transaction history?

    There are two ways in which you can view transaction history in your Axis PayGO wallet:

    • SMS “PAYGO MINI” to 9717000002
    • Login in to the Axis Bank website, select “Wallet Statement” and view your transaction history online.
    Whom do I contact in case of queries regarding Axis PayGO?
    You can contact Customer Care Service at 9972022223 (Monday-Friday, 10am to 7pm) or write us at mowa.support@ikaz.com
    Which services can be accessed through the Customer Care Service for Axis PayGO?

    You can contact Customer Care Service with queries such as:

    • Transferring funds from a locked card to a new card
    • In case of a wrong or un-intended transaction
    • Closing Axis PayGO wallet account, etc.
    How can I lock my wallet in case my card is lost/stolen?

    You can lock your wallet in following two ways:

    • Contact Customer Care Service at 9972022223 (Monday-Friday 10am to 7pm) or write us at mowa.support@ikaz.com with a request to lock the wallet
    • SMS “PAYGO LOCK” to 9717000002
    How can I unlock my wallet?

    You can lock your wallet in following two ways:

    • Contact Customer care service at 9972022223 (Monday-Friday 10am to 7pm) or write to us at mowa.support@ikaz.com with a request to unlock the wallet
    • SMS “PAYGO UNLOCK” to 9717000002
    Can I use Axis PayGO outside the campus?
    No, Axis PayGO Wallet can only be used inside the campus. It is a closed user wallet solution.
    Is there any minimum or maximum cap on the transactions done through Axis PayGO?
    There is no minimum threshold. However there exists an upper cap of Rs. 2,000 per transaction that can be done through Axis PayGO.
    Is there any lower or upper limit on the wallet balance?
    There is no minimum balance requirement. However there exists an upper cap of Rs. 10,000 as wallet balance that can be kept in Axis PayGO.
    How does a customer exit from the Axis PayGO?
    The customer needs to call Customer Care Service at 9972022223 (Monday-Friday, 10am to 7pm) or write to us at mowa.support@ikaz.com with a request to de-register the wallet. The request will be processed within one working day and the unutilised funds will be reversed into the customer’s account.
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