Wellsurance Executive

Get guaranteed insurance cover at renewal for life, as you get older

With cashless claim settlement across a network of 4500+ hospitals in India, including:

• ICU admission and specific major/minor surgeries
• Post Hospitalisation: Convalescence benefit, covered outpatient expenses
• Critical Illnesses: Fixed benefit payable on diagnosis of any of the 9 covered critical illnesses

You can claim with us even if you have filed a claim under any other health insurance policy, irrespective of actual expenses.

• 15 days Free Look period for the new businesses
• 30 days Grace Period for renewals

Sum Insured can be enhanced only at the time of renewal. However, the quantum of increase shall be as per underwriting guidelines of the company

• Changes will be notified to the policyholders 3 months in advance in case of revision/modification in approved product
• Likelihood of withdrawal of the product will be notified to the policy holders 3 months prior to the expiry of the policy and option would be given to migrate to similar Health Insurance policy

To avail help on health and wellness related information with instant phone access:

• Call our Toll Free number - 1800 103 5252
• Timings: 9:00 a.m. to 7:00 p.m., from Monday to Saturday

As well as at select spas, skin care and weight management centresm

Get discounts on selected health check up packages at our wide range of network hospitals

For premium paid on policies as per section 80D of the Income Tax Act. Tax benefits are subject to income tax laws

To know more please, Click here.

• For all sickness hospitalisation and minor surgeries waiting period of 90 days is applicable.
• Period of 120 days applicable for major surgeries.
• No waiting period for accident-related hospitalisation.
• Hospitalisation miscellaneous expenses are payable while in-hospital.
• Hospital Cash: 1 day deductible for Sickness Hospital Cash benefit. Not applicable for hospitalisation due to any accident
• Critical Illness: The benefit for each critical illness will be paid once during the entire life time of the policyholder. On Renewal this benefit will be available for all Illnesses except for the one paid in the previous term(s).
• Kidney dialysis, Chemotherapy: Benefit paid once in lifetime of the policy holder.
• If an insured suffers a Critical Illness/Sickness/Disease or has to undergo a surgery for which benefits are payable under more than one such similar policy issued by us, the maximum amount payable under all policies combined will not exceed the amount payable under the policy which pays the largest benefit.
• This policy covers hospitalisation in India only.
• Ambulance benefit is a lump sum amount paid on usage of ambulance during the incidence of hospitalisation.