Wellsurance Family

• Pays daily benefit for each hospital day admitted for regular or ICU hospitalisation
• Critical Illnesses: Fixed benefit payable on diagnosis of any of the 11 covered critical illnesses and coverage continues for remaining covered critical illnesses even after claiming benefit for diagnosed critical illness
• Children´s Education benefit in case of Accidental death/Permanent total disability of the principal Insured
• Cashless claim settlement across a 4500+ network of hospitals in India
• Get Double Claim Benefit; claim with us even if you have filed a claim under any other health insurance policy and benefit is payable irrespective of actual expenses
• Avail of unique wellness benefits
• Renewable for life
• 15 days Free Look period for the new business
• 30 days Grace Period for renewals
• Sum Insured Enhancement – Sum Insured can be enhanced only at the time of renewal and the quantum of increase shall be as per underwriting guidelines of the company
• Changes will be notified to the policyholders 3 months in advance in case of revision /modification in approved product
• Likelihood of withdrawal of the product will be notified to the policy holders 3 months prior to the expiry of the policy and option would be given to migrate to similar Health Insurance policy
• Migration option for dependents at their exit age

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Note:

• 90 days for all sickness hospitalisation. For critical illness benefit, waiting period of 90 days & survival period of 30
• No waiting period for Accident related hospitalisation..
• For critical illness benefit,waiting period of 90 days & survival period of 30
• Critical Illness benefit available for self and spouse only.
• Coverage for children under hospitalisation will be 50% of Sum Insured limits mentioned in the table.
• Critical Illness: The benefit for each critical illness will be paid once during the entire life time of the policyholder. On Renewal this benefit will be available for all Illnesses except for the one paid in the previous term(s).
• If an insured suffers a Critical Illness/Sickness/Disease or has to undergo a surgery for which benefits are payable under more than one such similar policy issued by us, the maximum amount payable under all policies combined will not exceed the amount payable under the policy which pays the largest benefit
• This policy covers hospitalisation in India only.
• Ambulance benefit is a lump sum amount paid on usage of ambulance during the incidence of hospitalisation..

To avail help on health and wellness related information with instant phone access:

• Call our Toll Free number - 1800 103 5252
• Timings: 9:00 a.m. to 7:00 p.m., from Monday to Saturday

Get discounts at select gyms, spas, skin-care and weight management centers.

As our privileged customer, get discounts on selected health check up packages at our wide range of network hospitals.

Get tax benefits for premium paid on policies as per section 80D of the Income Tax Act Tax benefits are subject to income tax laws.