There are certain policy exclusions applicable here. Few cases such as Maternity and related conditions, cosmetic or preventive treatment, etc. are not covered in this policy. Before availing the policy, we ask you to go through the Group MediPime policy exclusions listed below in detail.
- Any treatment within first 30 days of cover except any accidental injury
- 1 year waiting period for specified illnesses/treatments/surgeries
- Any Pre-existing diseases/conditions
- Maternity and related conditions
- The abuse of intoxicants or hallucinogenic substances including but not limited to smoking cessation programs and the treatment of nicotine addiction or any other substance abuse treatment
- Psychiatric or mental disorders (including mental health treatments), congenital internal or external diseases (known / unknown), defects or anomalies, genetic disorders; stem cell implantation/ therapy or surgery, or growth hormone therapy
- Any cosmetic treatment, preventive treatment
- War or any act of war, invasion, act of foreign enemy, war like operations (whether war be declared or not or caused during service in the armed forces of any country), civil war, public defence, rebellion, revolution, insurrection, military or usurped acts, nuclear weapons/materials, chemical and biological weapons, radiation of any kind
- Treatment of obesity or any weight control program, sexually transmitted disease, “AIDS” (Acquired Immune Deficiency Syndrome) and/or infection with HIV (Human immunodeficiency virus), sterility / infertility treatment of any type, laser treatment for correction of eye due to refractive error, aesthetic or change-of-life treatments, experimental, investigational or unproven treatment
