Tata AIG MediCare Premier

Covers expenses incurred, for consumables which are consumed during the period of hospitalization directly related to the insured person's medical or surgical treatment of illness/disease/injury

Covers expenses incurred for Bariatric Surgery for treatment of Obesity and weight control.

Covers expense for ambulance transportation by airplane or helicopter for emergency life threatening health conditions, which require immediate ambulance transportation to the hospital/medical centre.

Covers expenses for 540+ Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre.

Covers expenses for hospitalization due to disease/illness/Injury during the policy period that requires an Insured Person’s admission in a hospital as an inpatient. Medical expenses directly related to the hospitalization would be payable

Covers the insured person for the listed diagnostic tests on OPD basis if required as part of a treatment subject to Rs. 25,000 per policy year annually.

Covers 100% of sum insured in the event of death of insured person due to accident. This benefit is not applicable for dependent children covered in the policy.

Covers maternity expenses – upto a maximum of Rs. 50,000/- (in case of birth of girl child cover would be for Rs. 60,000) per policy. No limit on number of delivery events.

Covers vaccination expenses for up to one year after the birth of the child subject to a limit of Rs.10,000/- (in case of girl child cover would be for Rs. 15,000) provided the child is covered with us.

Covers Medical and surgical Expenses of the organ donor for harvesting the organ where an Insured Person is the recipient

Covers expenses related to Human Papilloma Virus (HPV) vaccine & Hepatitis B Vaccine after 2 years of continuous coverage and Anti-rabies vaccine & Typhoid vaccination without any waiting period.

Covers expenses upto Rs. 20,000 related to a round trip economy class air ticket, or first-class railway ticket, to allow the Immediate Family Member to be at insured person's bedside during his stay in the hospital.

Covers expenses upto Rs. 10,000 related to root canal, filling, tooth extractions over and above sum insured. Does not impact cumulative bonus.

• Pre-Hospitalization expenses
• Daily Cash for choosing Shared Accommodation
• Second Opinion
• OPD Treatment
• Ambulance Cover
• Health Checkup
• Hearing Aid
• Post-Hospitalization expenses
• Daily Cash for Accompanying an Insured Child
• Domiciliary Treatment
• New Born Baby Cover
• Prolonged Hospitalization Benefit
• AYUSH Benefit
• In-patient Treatment-Dental
• Cumulative Bonus

The above mentioned benefits are subject to terms and conditions apply.